Risk Analyst I at Islandia

Job Description

We are delighted that you have chosen to explore the career opportunities available with EverBank!
This position is conveniently located at 11 Oval Drive in Islandia, NY.

Primary Characteristics
Evaluate and assess applications for creditworthiness, risks and/or losses to minimize risk and losses to the institution.

Essential Functions

1. Review, assess and monitor account portfolios
Evaluate applications and accounts for possible fraud, credit risk, loss exposure and credit issues
Analyze and classify risks according to frequency and potential severity of loss

2. Minimize losses
Promote loss prevention activities
Act on possible loss in a timely and efficient manner

3. Follow quality assurance standards for new accounts
Review customer/business identification information against the available risk tools e.g., Dun & Bradstreet, State Web Sites, Credit Reports, Metro Net Check Point and various other validation systems and tools
Review applications to ensure that proper product and title selection has been made by Applicant/New Account Department. Review for typographical errors.
Generate and evaluate credit and related reports
Evaluate and decision, Deposit Accounts, Debit Cards, Private Overdraft Protection (PRA)
Respond to telephone inquiries from customers relating to privacy, fraud and other related concerns
Offer assistance and support to other areas of the institution

4. Comply with Federal, State and Local legal and law enforcement requirements with bank operations
Follow established policies and procedures

5. Maintain Customer Confidence and Protect Bank operations
Adhere to all the rules and regulations of the Privacy Protection act
Adhere to the rules and regulations of the Patriot Act

6. Contribute to the overall efforts of the team
Complete duties as assigned
Provide assistance on additional tasks as needed

Job Requirements

Minimum Qualifications (Knowledge, Skills and Abilities)
Basic mathematics, strong analytical and research skills, advanced computer skills (MS Windows (Excel, Word, PowerPoint, Access).
Minimum two years experience in a banking/financial, credit, fraud, investigation or law enforcement environment or a combination of.

Training and Experience
Bachelors Degree or minimum two years related work experience.

Pre-Employment Screening Includes:
Credit Check
Criminal Background Check
Drug Screen after offer of employment is extended and before start date
Past Employment Verification
Social Security Verification

Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.

Please be sure to mark our "careers" page as a favorite place on your computer and visit often. We update it any time a position opens or closes, meaning that it is updated most weekdays.

EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veterans status, or status as a disabled veteran or veteran of the Vietnam era.

EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.


Country: USA, State: New York, City: Islandia, Company: EverBank.