вторник, 27 августа 2013 г.

Lending Officer 1 at Hicksville

Job Description

Wells Fargos Consumer Lending Group (CLG) is an industry leader in supporting homeowners and consumers. We put customers at the center of all that we do. We make every decision-and design every product and service-with our customers in mind.It starts with you. We must attract, develop, retain and motivate the most talented people- those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.The CLG team includes Home Lending, Consumer Credit Card, Personal Loans and Lines, Direct Auto, Dealer Services, Commercial Auto, Retail Services and Education Financial Services including the professional services teams that partner with these businesses Human Resources, Finance, Credit Risk, and Compliance & Operational Risk.Join the #1 Mortgage originator and servicer (Source: Inside Mortgage Finance)Our Fulfillment team originates and services mortgage loans using fair and responsible lending practices to help turn houses into homes.Responsible for approving complex loans in excess of regional, state, business unit or credit officer authority levels. Functions may include: ensuring conformity with bank policies and procedures; assisting in the development of guidance polices; ensuring conformity with bank policies and procedures; assisting in the development of guidance polices; monitoring delinquency, loss and risk rating accuracy across groups of regions, states and/or business units; working with credit officers and other senior officers with structuring, pricing and documentation of loan transactions; hiring, coaching and developing the credit skills of officers; overseeing acquisition of new credit relationships, including some customer contact.Ensures credit policies are applied in all areas of credit underwriting. Grants credit and exception approvals and provides credit quality controls.

Job Requirements

* Basic Qualifications:
5+ years lending experience.
* Minimum Qualifications:
Country: USA, State: New York, City: Hicksville, Company: Wells Fargo.

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