Job Description
MTK Resources is looking for an UNDERWRITING ASSISTANT for a company located in New York, NY-Insurance underwriters work closely with actuaries, risk and claims managers to ensure a balance between attracting and retaining customers through competitive insurance premiums (fees) and being able to cover any potential losses from claims.
-Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications
Job Requirements
- analyze financial data
- evaluate degree of financial risk
- follow contract, property, or insurance laws
- gather relevant financial data
- identify financial risks to company
- inspect property
- make decisions
- review data on insurance applications or policies
- use computers to enter, access and retrieve financial data
- write business correspondence
- studying various insurance proposals
- gathering and assessing background information in order to effectively assess the risk involved;
- calculating possible risk and deciding how much individuals or organisations should pay for insurance (the premium);
- deciding whether the risk should be shared with a reinsurer;
- computing results for appropriate premiums using actuarial information, other statistics and own judgement;
- visiting brokers or potential customers and preparing quotes;
- liaising with specialists, such as surveyors or doctors, for risk assessment;
- gathering information and various types of reports (e.g. medical records) from specialists;
- negotiating terms with policyholders or their brokers;
- ensuring that premiums are competitive;
- specifying conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm;
- negotiating with brokers and drawing up contracts;
- writing policies;
- keeping detailed and accurate records of policies underwritten and decisions made.
Country: USA, State: New York, City: New York, Company: Engage Partners, Inc..
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